Personal currency exchange, handled by someone who knows your plans.
We support private individuals with every type of personal currency requirement — from an immediate transfer to a purchase you are planning a year ahead. Speak to a dealer directly, with no obligation to trade.
A relationship-led personal service
Most people come to us at one of three moments. Whichever one you are at, the first conversation is often the same: what you need, by when, and what is important to you.
Buying or selling overseas
A home in France, a boat in Spain, a sale completing abroad. We handle the exchange and the payment so funds arrive on the day they're needed.
An immediate exchange
You need currency bought or sold today and paid onward to a beneficiary. Agree the rate on the phone, settle, and we send it.
A requirement still to come
Moving overseas, or completing on a purchase months from now. We help you plan the timing and manage the risk of the rate moving against you.
Know today what your purchase will cost you
When you're buying abroad, the price is fixed in their currency — not yours. A forward contract lets you fix the exchange rate now for a payment you'll make later, so the number in your own account stops moving while you get on with the purchase.
Fix the rate, pay later
Secure a rate now with a deposit and settle the balance when the payment is actually due.
Draw down in stages
With flexible settlement you can take your currency over a period rather than on one fixed date.
Private currency exchange services
Six ways to buy, sell and move your money — used on their own or together, depending on what your timing calls for.
Spot trades
Buy or sell currency at today's rate for immediate payment.
Market orders
Name the rate you want. We watch the market around the clock and secure it automatically if it trades there.
Forward contracts
Fix an exchange rate today for a payment you'll make on a future date.
Risk management
Protect an upcoming requirement against the rate moving against you before you're ready to pay.
Flexible settlement
Draw down a forward contract over a period of time instead of on one fixed date.
International payments
Send funds to beneficiaries worldwide through a secure online portal.
Three steps, one point of contact
The same dealer takes you from the first conversation through to the money arriving.
Tell us the plan
What you're buying or selling, which currencies, and the date it needs to happen. We'll explain your options and what each one costs.
Secure your rate
Trade at today's rate, target a better one with a market order, or fix a rate ahead of time with a forward contract.
Settle and pay
Send your funds and pay the beneficiary in their own currency, with confirmation at every stage.
Cost-effective, secure, and never rushed
We're always happy to help through the whole process, from early planning to final settlement — and there's no obligation to use our services.
- All types of private FX requirement
- Overseas property and asset purchases and sales
- Immediate exchange and onward payment
- Planning for a future move or completion
- Protection against unfavourable rate movements
- Support from planning through to settlement